The feeling goes something like this, "I know I can't afford it but so-and-so really, really wants this gift." Remember if it breaks the bank then you need to rethink your holiday spending.
Financial experts suggest getting a grip on gift guilt. If you are on a budget, don't ask someone what they want because the answer may be way to pricey. Instead, ask for tips on the types of things they enjoy.
If you were flush with cash last year, but things are tight in 2013, don't feel you need to top a previous present and watch out for those holiday sales! Experts say shoppers that if you don't have the money for it, it is not a good sale.
Just because a $1000 television is only $300 doesn't mean you have to buy it if you only have $100 bucks to spend.
If you come from a big family, try drawing names so each person buys only one gif or your entire family could try pooling money and making a large donation to someone who is enduring even tighter times than you.